Money Saving E-Newsletter
Once a month - Top 10 deals - Spam free
| Card | Issuer | Balance Transfers | Purchases | Std APR p.a | Annual Fee | Apply | ||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | |||||
 |
6 months 0% on Balance Transfers
& 11.89%p.a standard rate |
0% | 6 mths | N/A | N/A |
11.89%
|
$55 p.a.
|
|
 |
6 months 0% on Purchases
& 11.99%p.a standard rate |
N/A | N/A | 0% | 6 mths |
11.99%
|
$49 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 12.40%p.a standard rate |
0% | 6 mths | N/A | N/A |
12.4%
|
$49 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 12.41%p.a standard rate |
0% | 6 mths | N/A | N/A |
12.41%
|
$58 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 12.49%p.a standard rate |
0% | 6 mths | N/A | N/A |
12.49%
|
$65 p.a.
|
|
 |
6 months 0% Balance Transfers
& Earn Reward Points |
0% | 6 mths | N/A | N/A |
13.41%
|
$79 p.a.
|
|
 |
6 months 0% on Balance Transfers
& No annual fee for first year |
0% | 6 mths | N/A | N/A |
15.99%
|
$49 p.a.
|
|
 |
6 months 0% on Balance Transfers
& Free Travel Insurance |
0% | 6 mths | N/A | N/A |
19.24%
|
$90 p.a.
|
|
 |
6 months 0% on Balance Transfers
& Low annual card fee of $30p.a |
0% | 6 mths | N/A | N/A |
19.24%
|
$30 p.a.
|
|
 |
0% on Purchases until Feb'09
& Reward points when you spend |
N/A | N/A | 0% | until Feb 2009 |
18.99%
|
$49 p.a.
|
|
 |
6 months 3.99% Balance Transfers
& 14.25%p.a standard rate |
3.99% | 6 mths | N/A | N/A |
14.25%
|
$89 p.a.
|
|
 |
6 months 5.99% Balance Transfers
& 18.99%p.a standard rate |
5.99% | 6 mths | N/A | N/A |
18.99%
|
$24 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 12.64%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
12.64%
|
$48 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 20.14%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
20.14%
|
$114 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 20.14%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
20.14%
|
$200 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 20.14%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
20.14%
|
$59 p.a.
|
|
 |
6 months 7.99% on Balance Transfers
& 19.24%p.a standard rate |
7.99% | 6 mths | N/A | N/A |
19.24%
|
$87 p.a.
|
|
 |
6 months 7.99% on Balance Transfers
& 19.24%p.a standard rate |
7.99% | 6 mths | N/A | N/A |
19.24%
|
$30 p.a.
|
|
 |
5% off your petrol at BP
& 1% Cash Back elsewhere |
2.90% | 12 mths | N/A | N/A |
19.89%
|
$79 p.a.
|
|
 |
18.75%p.a standard rate
& No Annual Fee |
N/A | N/A | N/A | N/A |
18.75%
|
$0 p.a.
|
|
 |
12.99%p.a standard rate on all
purchases including cash advances |
N/A | N/A | N/A | N/A |
12.99%
|
$69 p.a.
|
|
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 11.89% p.a.
- Balance Transfers:
- 11.89% p.a.
- Cash Advance:
- 20.49% p.a.
- Annual Fee:
- $55 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- 0% p.a. 6 mths
Standard Rates
- Purchases:
- 11.99% p.a.
- Balance Transfers:
- 11.99% p.a.
- Cash Advance:
- 17.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.4% p.a.
- Balance Transfers:
- 12.4% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Minimum 0
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.41% p.a.
- Balance Transfers:
- 12.41% p.a.
- Cash Advance:
- 20.41% p.a.
- Annual Fee:
- $58 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.49% p.a.
- Balance Transfers:
- 12.49% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $65 p.a.
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.41% p.a.
- Balance Transfers:
- 13.41% p.a.
- Cash Advance:
- 20.41% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 15.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have a Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.24% p.a.
- Balance Transfers:
- 19.24% p.a.
- Cash Advance:
- 19.24% p.a.
- Annual Fee:
- $90 p.a.
Standard Features
- Credit Limit:
- Minimum 00
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address
- You have an Income of over $50,000 p.a
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.24% p.a.
- Balance Transfers:
- 19.24% p.a.
- Cash Advance:
- 19.24% p.a.
- Annual Fee:
- $30 p.a.
Standard Features
- Credit Limit:
- Minimum 0
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- 0% p.a. until Feb 2009
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 18.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 14.25% p.a.
- Balance Transfers:
- 14.25% p.a.
- Cash Advance:
- 20.49% p.a.
- Annual Fee:
- $89 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 18.99% p.a.
- Annual Fee:
- $24 p.a.
Standard Features
- Credit Limit:
- Minimum 0
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.64% p.a.
- Balance Transfers:
- 12.64% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $48 p.a.
Standard Features
- Credit Limit:
- N/A
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $114 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $200 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $59 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.24% p.a.
- Balance Transfers:
- 19.24% p.a.
- Cash Advance:
- 19.24% p.a.
- Annual Fee:
- $87 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.24% p.a.
- Balance Transfers:
- 19.24% p.a.
- Cash Advance:
- 19.24% p.a.
- Annual Fee:
- $30 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.89% p.a.
- Balance Transfers:
- 19.89% p.a.
- Cash Advance:
- 19.89% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- £25,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.75% p.a.
- Balance Transfers:
- 18.75% p.a.
- Cash Advance:
- 18.75% p.a.
- Annual Fee:
- $0 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 0 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 12.99% p.a.
- Annual Fee:
- $69 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
| Card | Issuer | Rewards | Apply |
|---|---|---|---|
 |
$1 Spent = 1 Qantas Point up to $2,500
$2,500+ 2 Qantas Points
|
||
|
|
$1 spent = 1 reward point - Use your rewards for travel, hotels, shopping and even donations to charities
|
||
 |
$1.50 = 1 ANZ Reward Point.
Redeem points for rewards or Cash Back every 4 months. |
Introductory Offer
- Balance Transfer Rate:
- 2.99% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $95 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
- If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $59 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $48 p.a.
Standard Features
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Latest Industry News 
-
Aussie Credit Card now offering 0% on purchases
- The Aussie Mastercard has had a makeover just in-time for Christmas. Previously with 0% on balance transfers, it has switched this bonus over to a fantastic 0% on purchases. ...
- Read More >
- Mon 24th Nov, 2008
-
Rudd to review high rates paid on credit cards
- Prime Minister Kevin Rudd is concerned about the fluctuating interest rates applied to credit cards, and has said the Government is reviewing regulation of the industry. ...
- Read More >
- Wed 5th Nov, 2008
-
Paying too much on your credit cards? Switch to a low rate credit card
- People frequently use there credit cards but incur interest as they do not pay off the full balance each month. There are a number of different credit cards designed to suit all types of spenders. If you find that you pay high interest then it might be a ...
- Read More >
- Tue 4th Nov, 2008
-
Choose the best credit card for you
- As the global credit crisis continues to have an affect, the possibility of a recession in Australia is becoming increasingly real. For this reason it is would be wise to focus on managing your credit cards with caution to reduce your chances of runnin ...
- Read More >
- Wed 29th Oct, 2008
-
The Citibank Clear credit card voted best low rate credit card
- If you've had enough of the high interest rates and annual fees on your current credit cards, then why not trty switching to the Citibank Clear credit card? Transfer your current balance and pay no interest on it for the first six months. ...
- Read More >
- Tue 28th Oct, 2008