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Credit Cards News The Citibank Clear credit card voted best low rate credit card

The Citibank Clear credit card voted best low rate credit card

If you've had enough of the high interest rates and annual fees on your current credit cards, then why not trty switching to the Citibank Clear credit card? Transfer your current balance and pay no interest on it for the first six months.

At last a credit card that provides you with a low interest rate of 0% on balance transfers for 6 months plus a low interest rate of 12.49% p.a. on purchases. The Citibank Clear credit card has been voted the best low rate credit card.

The Citibank Clear credit card comes with:

Standard Rates
  • Purchases: 12.49% p.a.
  • Balance Transfers: 0% for the first 6 months (12.49% p.a. thereafter )
  • Cash Advance: 20.74% p.a.
  • Annual Fee: $65 p.a.
Standard Features
  • Credit Limit: Citibank Clear card gives you the purchasing power you want and the financial flexibility you need with a generous limit of up to $20,000
  • Credit Limit: Up to 55 days interest free on retail purchases
  • On-Line Banking: Yes
  • Fraud protection: The Citibank credit card Fraudshield protection system checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
  • Additional Cards: Share the benefits of your Citibank Clear Card with up to 4 family members.
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $20,000.pa
With Citibank world privileges, you'll have exclusive access to a wide variety of perks. These include: upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to exclusive dinners in Australia's finest restaurants, you'll find something to tempt you.
Apply now at Which4u
Tuesday, 28 October 2008 15:21
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Top 5 Credit Cards

CardIssuerBalance TransfersPurchasesStd APR p.aAnnual FeeApply
RateDurationRateDuration
BankWest "Lite"
8 months 0% on Balance Transfers
& 10.99%p.a standard rate
0% 8 mths N/A N/A
10.99%
$59 p.a.
Apply >
More Info
St. George Vertigo
6 months 0% on Balance Transfers
& 11.89%p.a standard rate
0% 6 mths N/A N/A
11.89%
$55 p.a.
Apply >
More Info
NAB Low Rate
6 months 0% on Balance Transfers
& 12.40%p.a standard rate
0% 6 mths N/A N/A
12.4%
$49 p.a.
Apply >
More Info
Aussie Mastercard
6 months 0% on Purchases
& 11.74%p.a standard rate
N/A N/A 0% 6 mths
11.74%
$49 p.a.
Apply >
More Info
ANZ "Low Rate" Card
6 months 0% on Balance Transfers
& 11.99%p.a standard rate
0% 6 mths N/A N/A
11.99%
$58 p.a.
Apply >
More Info
Citibank Clear
6 months 0% on Balance Transfers
& 12.49%p.a standard rate
0% 6 mths N/A N/A
12.49%
$65 p.a.
Apply >
More Info
ANZ Balance
6 months 0% Balance Transfers
& Earn Reward Points
0% 6 mths N/A N/A
12.99%
$79 p.a.
Apply >
More Info
NAB Gold Card
6 months 0% on Balance Transfers
& Free Travel Insurance
0% 6 mths N/A N/A
19.24%
$90 p.a.
Apply >
More Info
NAB Standard Card
6 months 0% on Balance Transfers
& Low annual card fee of \$30p.a
0% 6 mths N/A N/A
19.24%
$30 p.a.
Apply >
More Info
Westpac Earth
Get 0.99% p.a. for up to 6 Months on selected Balance Transfers
0.99% 6 mths N/A N/A
17.99%
$75 p.a.
Apply >
Westpac Earth Gold
Get 0.99% p.a. for up to 6 Months on selected Balance Transfers
0.99% 6 mths N/A N/A
17.99%
$125 p.a.
Apply >
Westpac Earth Platinum
Get 0.99% p.a. for up to 6 Months on selected Balance Transfers
0.99% 6 mths N/A N/A
17.99%
$250 p.a.
Apply >
Citibank BP Mastercard
5% off your petrol at BP
& 1% Cash Back elsewhere
2.90% 12 mths N/A N/A
19.89%
$79 p.a.
Apply >
More Info
Citibank Ready Credit
6 months 2.9% on Balance Transfers
& 17.99%p.a standard rate
2.90% 6 mths N/A N/A
17.99%
$0 p.a.
Apply >
More Info
St. George Platinum
6 months 3.99% Balance Transfers
& 14.25%p.a standard rate
3.99% 6 mths N/A N/A
14.25%
$89 p.a.
Apply >
More Info
CommonWealth 'Low Rate' Card
12.24%p.a standard rate &
A low annual card fee of \$48p.a
5.99% 5 mths N/A N/A
12.24%
$48 p.a.
Apply >
More Info
Woolworths Credit Card
6 months 5.99% on Balance Transfers
& Reward points when you spend
5.99% 6 mths N/A N/A
18.99%
$49 p.a.
Apply >
More Info
NAB Visa Mini
6 months 5.99% Balance Transfers
& 18.99%p.a standard rate
5.99% 6 mths N/A N/A
18.99%
$24 p.a.
Apply >
More Info
CommonWealth 'Low Fee' Card
5 months 5.99% Balance Transfers
& No Annual Fee if you spend £1000+p.a
5.99% 5 mths N/A N/A
18.99%
$0 p.a.
Apply >
More Info
Commonwealth Gold
5 months 5.99% Balance Transfers
& 19.74%p.a standard rate
5.99% 5 mths N/A N/A
19.74%
$114 p.a.
Apply >
More Info
Commonwealth Platinum
5 months 5.99% Balance Transfers
& 19.74%p.a standard rate
5.99% 5 mths N/A N/A
19.74%
$200 p.a.
Apply >
More Info
Commonwealth Awards
5 months 5.99% Balance Transfers
& 19.74%p.a standard rate
5.99% 5 mths N/A N/A
19.74%
$59 p.a.
Apply >
More Info
ANZ Gold
6 months 7.99% on Balance Transfers
& 18.24%p.a standard rate
7.99% 6 mths N/A N/A
18.24%
$87 p.a.
Apply >
More Info
ANZ First Card
6 months 7.99% on Balance Transfers
& 18.24%p.a standard rate
7.99% 6 mths N/A N/A
18.24%
$30 p.a.
Apply >
More Info
Citibank Personal Credit
7.99% on Balance Transfers for life
& 14.99%p.a standard rate
7.99% For Life N/A N/A
14.99%
$65 p.a.
Apply >
More Info
St. George No Annual Fee
18.75%p.a standard rate
& No Annual Fee
N/A N/A N/A N/A
18.75%
$0 p.a.
Apply >
More Info
St. George Starts Low - Stays Low
12.99%p.a standard rate on all
purchases including cash advances
N/A N/A N/A N/A
12.99%
$69 p.a.
Apply >
More Info

Introductory Offer

Balance Transfer Rate:
0% p.a. 8 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
10.99% p.a.
Balance Transfers:
10.99% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
$59 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • & have an Earned Taxable Income of over \$20,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
11.89% p.a.
Balance Transfers:
11.89% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
$55 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.4% p.a.
Balance Transfers:
12.4% p.a.
Cash Advance:
19.99% p.a.
Annual Fee:
$49 p.a.

Standard Features

Credit Limit:
Minimum $500
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You are NOT Self-employed
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address

Introductory Offer

Balance Transfer Rate:
N/A
Purchase Rate:
0% p.a. 6 mths

Standard Rates

Purchases:
11.74% p.a.
Balance Transfers:
11.99% p.a.
Cash Advance:
17.99% p.a.
Annual Fee:
$49 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$15,000.pa
  • If you are NOT permanent resident/citizen of Australia you must have an Income of over \$50,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
11.99% p.a.
Balance Transfers:
11.99% p.a.
Cash Advance:
19.99% p.a.
Annual Fee:
$58 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.49% p.a.
Balance Transfers:
12.49% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$65 p.a.

Standard Features

Credit Limit:
$20,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$20,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.99% p.a.
Balance Transfers:
12.99% p.a.
Cash Advance:
19.99% p.a.
Annual Fee:
$79 p.a.

Standard Features

Credit Limit:
$15,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.24% p.a.
Balance Transfers:
19.24% p.a.
Cash Advance:
19.24% p.a.
Annual Fee:
$90 p.a.

Standard Features

Credit Limit:
Minimum $5000
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You are NOT Self-employed
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address
  • You have an Income of over \$50,000 p.a

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.24% p.a.
Balance Transfers:
19.24% p.a.
Cash Advance:
19.24% p.a.
Annual Fee:
$30 p.a.

Standard Features

Credit Limit:
Minimum $500
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You are NOT Self-employed
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
17.99% p.a.
Balance Transfers:
17.99% p.a.
Cash Advance:
19.24% p.a.
Annual Fee:
$75 p.a.

Standard Features

Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
17.99% p.a.
Balance Transfers:
17.99% p.a.
Cash Advance:
19.24% p.a.
Annual Fee:
$125 p.a.

Standard Features

Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
17.99% p.a.
Balance Transfers:
17.99% p.a.
Cash Advance:
19.24% p.a.
Annual Fee:
$250 p.a.

Standard Features

Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
2.90% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.89% p.a.
Balance Transfers:
19.89% p.a.
Cash Advance:
19.89% p.a.
Annual Fee:
$79 p.a.

Standard Features

Credit Limit:
£25,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$20,000.pa

Introductory Offer

Balance Transfer Rate:
2.90% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
17.99% p.a.
Balance Transfers:
17.99% p.a.
Cash Advance:
17.99% p.a.
Annual Fee:
$0 p.a.

Standard Features

Credit Limit:
$25,000
Interest Free Days:
Up to 0 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$20,000.pa

Introductory Offer

Balance Transfer Rate:
3.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
14.25% p.a.
Balance Transfers:
14.25% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
$89 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.24% p.a.
Balance Transfers:
12.24% p.a.
Cash Advance:
19.99% p.a.
Annual Fee:
$48 p.a.

Standard Features

Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.99% p.a.
Balance Transfers:
18.99% p.a.
Cash Advance:
21.99% p.a.
Annual Fee:
$49 p.a.

Standard Features

Interest Free Days:
Up to 56 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.99% p.a.
Balance Transfers:
18.99% p.a.
Cash Advance:
18.99% p.a.
Annual Fee:
$24 p.a.

Standard Features

Credit Limit:
Minimum $500
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You are NOT Self-employed
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.99% p.a.
Balance Transfers:
18.99% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$0 p.a.

Standard Features

Interest Free Days:
Up to 0 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$114 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$50,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.74% p.a.
Balance Transfers:
20.14% p.a.
Cash Advance:
20.14% p.a.
Annual Fee:
$200 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$50,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$59 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$15,000.pa

Introductory Offer

Balance Transfer Rate:
7.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.24% p.a.
Balance Transfers:
18.24% p.a.
Cash Advance:
19.24% p.a.
Annual Fee:
$87 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over \$50,000.pa