Credit Card Rewards Programs | Compare Credit Card Reward Programs to find the best for you

Main Menu

Bread Crumb Trail

Credit Cards

Rewards

Citibank BP Mastercard

Apply Now >

Advice

5% off your petrol and everything else you buy at BP
1% cash-back off everything else you buy anywhere

Introductory Offer
Balance Transfer Rate:	2.90% p.a. for 12 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	19.89% p.a.
Balance Transfers:	19.89% p.a.
Cash Advance:	19.89% p.a.
Annual Fee:	$79 p.a.
Standard Features
Credit Limit:	£25,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Credit Card Rewards

5% off your petrol and everything else you buy at BP
1% cash-back off everything else you buy anywhere

ANZ Frequent Flyer

Apply Now >

Introductory Offer
Balance Transfer Rate:	2.99% p.a. for 12 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	18.99% p.a.
Balance Transfers:	18.99% p.a.
Cash Advance:	19.24% p.a.
Annual Fee:	$95 p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 44 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Credit Card Rewards

$1 Spent = 1 Qantas Point up to $2,500
$2,500+ 2 Qantas Points

NAB Velocity

Apply Now >

Introductory Offer
Balance Transfer Rate:	0% p.a. for 6 mths
Purchase Rate:	0% p.a.
Standard Rates
Purchases:	19.99% p.a.
Balance Transfers:	19.99% p.a.
Cash Advance:	19.99% p.a.
Annual Fee:	$65 p.a.
Standard Features
Credit Limit:	$5,000
Interest Free Days:	Up to 44 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You are NOT Self-employed You have a Good Credit History You are a permanent resident/citizen of Australia You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address

Credit Card Rewards

Earn up to 1.5 Velocity Points per $2 spent on purchases

ANZ Reward Card

Apply Now >

Introductory Offer
Balance Transfer Rate:	N/A
Purchase Rate:	N/A
Standard Rates
Purchases:	18.99% p.a.
Balance Transfers:	18.99% p.a.
Cash Advance:	19.24% p.a.
Annual Fee:	$48 p.a.
Standard Features
Interest Free Days:	Up to 44 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Credit Card Rewards

$1.50 = 1 ANZ Reward Point.
Redeem points for rewards or Cash Back every 4 months.

Reward Credit Cards Explained

What are reward cards?

Reward credit cards offer a whole new light to the bad reputation credit cards have acquired through their association to debt. They provide an exciting opportunity for responsible spenders to be rewarded for their purchases, and in the right hands can accumulate profit.

With reward credit cards you can substitute your normal payment method with your reward card for everyday purchases such as grocery shopping, bills etc. and accumulate rewards for doing so, at no extra cost to you.

Is this a suitable option for me?

As long as you are using the card for convenience as opposed to an alternative funding option, and you ensure the balance is paid off in full before the interest free days period is up, reward credit cards are definitely worth considering.

What rewards are offered and how do they work?

Depending on your choice of reward card, you can accrue anything from airmiles, to cheaper fuel, cashback, shopping vouchers and more.

Reward credit card schemes generally work by allowing you to accumulate reward points either through purchasing items from specific retailers, making purchases anywhere, or by simply paying off the balance owed on your credit card.

What should I be aware of?

The cards we offer have annual fees ranging from $48 to $95 p.a. some with low introductory interest free periods on balance transfers and up to 55 interest free days.

The standard interest rates are set higher than the average low rate credit card, but as long as you clear the balance on your card before you reach your interest free days limit, you will not be affected.

See our Best Reward Programs Credit Cards.

Money Saving E-Newsletter

Main Menu

Bread Crumb Trail

Citibank BP Mastercard

Advice

Credit Card Rewards

ANZ Frequent Flyer

Credit Card Rewards

NAB Velocity

Credit Card Rewards

ANZ Reward Card

Credit Card Rewards

Reward Credit Cards Explained

Other Pages