Citibank Credit Cards Review

CitiBank offers a comprehensive range of credit cards to suit your needs. Credit Card 4u has reviewed the top cards in the range, with great features including:

0% p.a for up to 6 months on Balance Transfers
Low interest rates from just 12.49% p.a. on Purchases
Up to 55 days' interest free on purchases
Rewards programs and other benefits

Citibank Clear

Apply Now >

Advice

Get up to 4 additional card holders - annual fee of $19 each.

Introductory Offer
Balance Transfer Rate:	0% p.a. for 6 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	12.49% p.a.
Balance Transfers:	12.49% p.a.
Cash Advance:	20.74% p.a.
Annual Fee:	$65 p.a.
Standard Features
Credit Limit:	$20,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Citibank BP Mastercard

Apply Now >

Advice

5% off your petrol and everything else you buy at BP
1% cash-back off everything else you buy anywhere

Introductory Offer
Balance Transfer Rate:	2.90% p.a. for 12 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	19.89% p.a.
Balance Transfers:	19.89% p.a.
Cash Advance:	19.89% p.a.
Annual Fee:	$79 p.a.
Standard Features
Credit Limit:	£25,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Credit Card Rewards

5% off your petrol and everything else you buy at BP
1% cash-back off everything else you buy anywhere

Citibank Clear Platinum

Apply Now >

Advice

Get up to 4 additional card holders - annual fee of $19 each.

Introductory Offer
Balance Transfer Rate:	0% p.a. for 6 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	12.49% p.a.
Balance Transfers:	12.49% p.a.
Cash Advance:	20.74% p.a.
Annual Fee:	$85 p.a.
Standard Features
Credit Limit:	$20,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Credit Card Benefits

Access to limited edition entertainment experiences through Visa Platinum Privileges including specially selected premium offers from hotels, spa & wellness, retail and travel merchants for your enjoyment.
Access to Visa Concierge that gets you anything at anytime
Get up to 25% off on retail shopping, travel and dining through Citibank World Privileges
Free International Travel Insurance - When you buy travel tickets with your Citibank Clear Platinum Credit Card you and your family are automatically covered for unexpected travel, medical expenses, trip cancellation, personal liability and loss or damage to personal items.

Citibank Personal Credit

Apply Now >

Advice

There are NO transaction, EFTPOS or cash advance fees with this card.

Introductory Offer
Balance Transfer Rate:	7.99% p.a. For Life
Purchase Rate:	N/A
Standard Rates
Purchases:	14.99% p.a.
Balance Transfers:	7.99% p.a.
Cash Advance:	14.99% p.a.
Annual Fee:	$65 p.a.
Standard Features
Credit Limit:	$25,000
Interest Free Days:	Up to 44 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Citibank Ready Credit

Apply Now >

Advice

There are NO ANNUAL FEE or transaction, EFTPOS or cash advance fees with this card.

Introductory Offer
Balance Transfer Rate:	2.90% p.a. for 6 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	17.99% p.a.
Balance Transfers:	17.99% p.a.
Cash Advance:	17.99% p.a.
Annual Fee:	$0 p.a.
Standard Features
Credit Limit:	$25,000
Interest Free Days:	Up to 0 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Credit Card Benefits

The Citibank Ready Credit card works like an "ondemand loan". You have a credit line of $5000 - $25,000 which you can spend and repay as you wish.
There is a minimum payment requirement of $30 per month
2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six-month introductory period the interest rate will revert to an interest rate of 17.99% p.a. This interest rate is variable and subject to change and Citibank credit criteria.

Citibank Gold

Apply Now >

Advice

Get up to 4 additional card holders - annual fee of $30 each.

Introductory Offer
Balance Transfer Rate:	2.90% p.a. for 12 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	19.99% p.a.
Balance Transfers:	19.99% p.a.
Cash Advance:	19.99% p.a.
Annual Fee:	$119 p.a.
Standard Features
Credit Limit:	$60,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $35,000.pa

Citibank Platinum

Apply Now >

Advice

Get up to 4 additional card holders - annual fee of $90 each.

Introductory Offer
Balance Transfer Rate:	4.90% p.a. For Life
Purchase Rate:	N/A
Standard Rates
Purchases:	19.99% p.a.
Balance Transfers:	19.99% p.a.
Cash Advance:	19.99% p.a.
Annual Fee:	$250 p.a.
Standard Features
Credit Limit:	$100,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $50,000.pa

Citibank Silver

Apply Now >

Introductory Offer
Balance Transfer Rate:	2.99% p.a. for 12 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	19.99% p.a.
Balance Transfers:	19.99% p.a.
Cash Advance:	19.99% p.a.
Annual Fee:	$69 p.a.
Standard Features
Credit Limit:	$7,500
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $20,000.pa

Emirates Citi Platinum Card

Apply Now >

Advice

Get 5,000 free bonus miles when you take out and activate this card.

Introductory Offer
Balance Transfer Rate:	3.90% p.a. For Life
Purchase Rate:	N/A
Standard Rates
Purchases:	19.99% p.a.
Balance Transfers:	19.99% p.a.
Cash Advance:	19.99% p.a.
Annual Fee:	$199 p.a.
Standard Features
Credit Limit:	$100,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $50,000.pa

Credit Card Benefits

1.5 Skywards Miles per $1 spent
Airmiles can be used against any Emirates flights.
For example the miles required for a standard class return flight to:
New Zealand = 25,000 miles
South East Asia = 45,000 miles
Europe = 90,000 miles
Get 5,000 bonus miles on card activation
Complimentary lounge access in Australia and Dubai
Complimentary Chauffeur-drive service to and from Australian airports
Lower annual fee than competing airline cards at $199
Ability to earn and redeem Skywards Miles on Virgin Blue flights
Free international travel and purchase cover insurance
International award-winning airline that flies to over 100 destinations on six continents
24/7 Personal Concierge around the world

Money Saving E-Newsletter

Main Menu

Bread Crumb Trail